Experience Studies
Experience Studies in Individual Disability
1990–1999 Individual Disability Experience Committee Report
In November of 1999, the NAIC Life and Health Actuarial Task Force (LHATF) formally requested
that the Society of Actuaries (SOA) undertake a study of individual disability income (IDI) experience in the U.S.
and the construction of new morbidity tables based on that experience. The responsibility for conducting the study
and constructing new tables was assigned to the Individual Disability Experience Committee (IDEC) of the SOA. This
report presents the results of the experience study conducted by the IDEC, which will subsequently turn its
attention to the construction of new morbidity tables.