2022 Life Meeting - Session 10B: Life Regulatory Update and Hot Topics; VM-20 and AG AAT 8.26.22 Recording

Discuss policyholder behaviors that evolve throughout the life cycle of a typical VA annuitant, with supporting data from industry-level experience studies during this interaction session. The following behavior assumptions and their implication under accounting/regulatory requirements will be covered:
- Separate account/fixed account allocation and transfers
- Deposits
- Surrenders
- Withdrawals
- Income utilization
- Mortality
By attending the session, you will:
- Identify policyholder behaviors that would transform at different stages of life cycle.
- Understand key aspects of industry-level policyholder behavior experience.
- Form a dynamic view in the assumption setting.