Recently Published Research
This page provides links to the most recently published reports, podcasts, videos, and webinars from the SOA Research Institute.
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Publications
The Impact of Diagnosis on Individual DI Recovery and Mortality Rates from 2006 through 2014 – Phase 2
May
This study was developed to analyze how individual disability income (IDI) claim recovery and mortality experience vary by diagnosis over select claim durations.
Actuarial Intelligence Bulletin
May
This bulletin serves as a platform for sharing knowledge and fostering collaboration around artificial intelligence within the actuarial community. Explore articles on strategic initiatives, practical tips, and research advancements, all aimed at empowering actuaries to leverage AI responsibly and effectively.
2025 SOA Research Institute Student Research Case Study Challenge
The Society of Actuaries Research Institute is excited to announce the winners and finalists of the 2025 Student Research Case Study Challenge! This annual competition gives university student teams a chance to apply their actuarial skills to real-world business problems.
👏Congratulations to all participants on their outstanding work!
You can view the results here: 🔗 2025 Student Research Case Study Challenge
Mental Health Underwriting
May
This report investigates how mental health diagnoses and social determinants influence life insurance underwriting and mortality risk.
Pub-2016 Public Retirement Plans Mortality Tables – Final Report
May
The SOA Research Institute’s Retirement Plans Experience Committee (RPEC) released the Pub-2016 Mortality Tables, providing a comprehensive analysis of recent U.S. public retirement plan mortality experience. The finalized tables, unchanged from the exposure draft, include amount-weighted and headcount-weighted mortality rates.
Enterprise Risk Management through Deterministic Scenario Analysis
April
This project examines how companies perform deterministic scenario analysis, focusing on a worldwide IT disruption and its operational impacts. It highlights the use of table-top exercises to estimate direct and indirect effects, leveraging senior managers' experience.
Incorporating Climate Change into Actuarial Practice: SOA Article Series
April
This article series highlights the growing impact of climate change on health, property, and financial institutions, emphasizing the need for actuaries and risk analysts to evaluate and adapt their practices to manage evolving climate-related risks.
Advanced Analytics in Insurance
April
This study explores the use of geospatial imagery and high-resolution image technology in the property and casualty (P&C) insurance industry, focusing on improving risk determination through accurate building location data. It introduces new methods like structure footprints and high-resolution elevation information to enhance underwriting, rating, and claims settlement. The study includes two case studies: one on flood risk in Hillsborough County, Florida, and another on wildfire risk in three California communities, demonstrating the significant impact of precise location and elevation data on risk assessment and insurance premiums.
The Potential Impact of AI on Human Longevity and the Consequences for Modeling Future Survival/Mortality: A Collection of Essays
April
The Society of Actuaries (SOA) Research Institute’s Mortality and Longevity Strategic Research Program Steering Committee established a call for essays series to gather a variety of perspectives on the application of AI to mortality and longevity. The objective of this call for essays, the second in the series, is to create a resource that focuses on the use of AI to potentially extend human longevity and the implications for modeling future survival/mortality.
Quarterly Mortality Monitoring Report for the U.S. Population
April
The Society of Actuaries Research Institute has launched the Quarterly Mortality Monitoring Report (QMMR) series, providing updated U.S. mortality data every three months. Each report will facilitate the analysis of mortality trends, offering insights into the latest data as well as tools for visualizing these trends.
Greater Asia Retirement Survey
April
The Society of Actuaries (SOA) and Reinsurance Group of America (RGA) conducted a study on Asia's rapidly aging population and its impact on retirement systems and financial security. The research focuses on retirement planning behaviors, financial awareness, and risk perceptions across different life stages, providing crucial insights for policymakers, financial institutions, and individuals. The findings highlight opportunities for insurance companies to develop new products to meet the growing demand for retirement and financial protection solutions.
AI Risk Management Frameworks: An Expert Panel Discussion
April
The SOA’s Artificial Intelligence Working Group explored the role of AI in actuarial practice, focusing on risk management, regulatory compliance, and ethical considerations. The discussion highlighted the importance of the NIST AI Risk Management Framework and Generative AI Profile in ensuring responsible AI development and deployment in insurance and healthcare.
Quarterly Mortality Monitoring Report for the U.S. Population
April
The Society of Actuaries Research Institute has launched the Quarterly Mortality Monitoring Report (QMMR) series, providing updated U.S. mortality data every three months. Each report will facilitate the analysis of mortality trends, offering insights into the latest data as well as tools for visualizing these trends.
The ACA@15 - Tracking Prior and Emerging Results since its Inception
March
Discover the comprehensive evaluation of the ACA's impact on uninsured rates, insurer competition, and premium stability. Gain valuable insights into the successes and challenges from an actuarial perspective.
2023-2024 Fixed-Rate Deferred Surrender Data Request
March
The Society of Actuaries (SOA) Research Institute’s Individual Annuity Experience Committee (IAEC) and LIMRA are soliciting surrender experience for fixed-rate deferred annuity data for the years 2023 through 2024.
LGBTQ+ Aging and Retirement Issues
March
Discover the unique challenges and resilience of LGBTQ+ older adults as they navigate aging and retirement in this comprehensive review.
Survey of Emerging Risks - India Market Key Findings
March
Discover the latest insights on emerging risks in the Indian market with our comprehensive survey report. Uncover key findings on financial volatility, disruptive technology, and climate change, and learn how AI is reshaping risk management. Compare these results with North American trends and explore the optimistic economic outlook for the India market in 2025.
2023 Fixed Indexed Annuity Contract Owner Behavior Experience Study Data Request
March
The Society of Actuaries (SOA) Research Institute’s Individual Annuity Experience Committee (IAEC) and LIMRA are soliciting surrender/lapse, withdrawal, living benefit utilization, annuitization, and premium deposit experience for fixed indexed annuities (FIAs) both with and without a guaranteed living benefit offering for contract year 2023 (from contract anniversaries in 2023 to contract anniversaries in 2024).
Actuarial Intelligence Bulletin
March
This bulletin serves as a platform for sharing knowledge and fostering collaboration around artificial intelligence within the actuarial community. Explore articles on strategic initiatives, practical tips, and research advancements, all aimed at empowering actuaries to leverage AI responsibly and effectively.
U.S. Population Mortality Observations – Updated with 2022 Experience
March
This report covers the latest emerging trends in U.S. population mortality. The SOA relied upon data furnished by the Centers for Disease Control and Prevention (CDC) and the U.S. Census Bureau. Observations are based on the CDC’s recent release of 2022 mortality experience, along with prior mortality experience data from 1999 through 2021 and U.S. Census Bureau population estimates for 2020-2022.
Podcasts
Research Insights
Explore research reports and studies, innovative research projects and collaborate efforts with other organizations and the SOA Research Institute. For access to all episodes, visit the Research Insights page.
Get Plugged In
Stay tuned for expert interviews, thought-provoking discussions, and practical advice to help you navigate the evolving landscape of Artificial Intelligence and its implications for actuaries under our AI Insights Series.
Listen to InsurTech start-up leaders share knowledge on evolving technology and insurance. For access to all episodes, visit the Get Plugged In page.
Videos and Webcasts
Exploring the Arithmeter and its History
October 2024
Step back in time with the Arithmeter! See how calculations were done 150 years ago and imagine the future of actuarial science.
Modeling and Forecasting Premature Cardiovascular Mortality
October 2024
This video highlights findings on premature cardiovascular disease (CVD) mortality, focusing on education level and obesity status. In the U.S., there has been a slowing in improvement in CVD mortality rates. Ronora Stryker, ASA, MAAA, from the SOA Research Institute discusses CVD mortality trends.
SOA Research Institute Visits Officials in Washington D.C.
October 2024
In a summary video, R. Dale Hall, FSA, MAAA, CERA, managing director of research, SOA Research Institute, discusses meetings he and others had with legislators on Capitol Hill and key federal agencies about AI and other topics.
Reimagining Pharmacy Financing
June 2024
Watch a 5-minute video highlighting key findings and graphs from the report, which examines an alternative to policy solutions to tackle increasing medication cost via a value-based reimbursement mode.
Unhealthy Longevity in the United States
January 2024
Watch the video to better understand differences in mortality for people in good and poor health.
Questions or Comments?
If you have comments or questions, please send an email to research@soa.org.