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Lapse Experience Under Lapse-Supported Products
Lapse Experience Under Lapse-Supported Products Provides a review of the available ... Life and Long-Term Care products. Lapse rates=Lapses;Life insurance;Long-term care insurance=LTCI;Persistency;Term ...- Authors: Dominique Lebel
- Date: Dec 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Life Insurance>Secondary guarantees; Long-term Care
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International Section News, July 2005, Issue No. 36
improvement in standards of living and medical care, leading to the demand for pension and annuity ... for life and general insurance, prepared by the Primary Actuary, and the prac- tice of the Superannuation ...- Authors: Application Administrator, Frank Buck, Paul Chow, William R Horbatt, Catherine Denise Lyn, Marc Slutzky, Charles L Gilbert, Julian D Gribble, Christopher David Daykin, Ronora Stryker, Dominique Lebel, John Barnett, K Gopalakrishnan, Pascale Elie, Andrew John Linfoot, Fauzi Arfan
- Date: Jul 2005
- Publication Name: International News
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Worksite Health Products
billing from payroll deductions to some sort of direct bill. This is so the loss, changing jobs or the ... major competitors in the worksite market, their primary distribution methods, the products that are marketed ...- Authors: John D Kidder, Dominique Lebel, Thomas O Morey
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Product Matters! February 2007, Issue No. 67
They are proposing a short-term solu- tion to take care of the nonforfeiture changes needed in the regulations ... team play in pricing? Why should pricing actuaries care? In Canada, we have been pricing in a principles-based ...- Authors: Application Administrator, Jeffrey Beckley, Donna Claire, Sharon Giffen, Douglas Bennett, Brent Hamann, Kenneth Joyce, Ronora Stryker, Daniel Bret Cathcart, Dominique Lebel
- Date: Feb 2007
- Publication Name: Product Matters!
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International Section News, November 2007, Issue No. 43
income statement. Essentially, this results in a direct increase or decrease to shareholder equity. For ... emergencies. The publicly funded portion of health care has actually shrunk in the last 10 years, while ...- Authors: Frank Buck, Phillip Geoffrey Alistair Cammidge, Charles Carroll, William R Horbatt, Nian-Chih Yang, Michelle John, Dominique Lebel, Paul H Grace, Gregory Angus Whittaker, Catherine Anne Robertson, Shani Dawn Bryan, Edina Rozinka, Hillevi Mirja Mannonen
- Date: Nov 2007
- Publication Name: International News
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Product Matters! September 2006, Issue No. 66
featured adiscussion of combination life/long- term care products that were just beginning to be offered ... common versions of these products featured long-term care riders attached to universal life policies. These ...- Authors: Carl Friedrich, Donna Claire, Daniel Theodore, Steven Siegel, Kenneth Joyce, Dominique Lebel, Rebecca B Scotchie, Simpa Baiye
- Date: Sep 2006
- Publication Name: Product Matters!
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North and South of the Border? Product Distinctions
key feature is the length of the guarantee. The primary focus in the market is on an attained age 100 ... often offer shorter length guarantees, but the primary focus has been a lifetime guarantee. North ...- Authors: Marc-André Brunet, Robert Mallette, Elinor Friedman, Dominique Lebel
- Date: Oct 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Risk-Based Capital Requirements on Variable Annuities with Guarantees
accumulation factors. It was developed not from a direct analysis of the historic data, but by taking the ... fewer than 1,000 scenarios unless you take great care in selecting the sample. From the modeling, the ...- Authors: Jeffrey A Leitz, Geoffrey Hancock, Dominique Lebel
- Date: Oct 2003
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Modeling & Statistical Methods>Stochastic models
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International Section News, October 2004, Issue No. 34
included noncancel- able health insurance and long-term care. The former is risky because premiums are guaranteed ... actual claims are higher than expected. Long-term care policies are risky due to the long-term morbidity ...- Authors: R Thomas Herget, William R Horbatt, Jose Luis Berrios-Martin, Ronora Stryker, Chi Hong An, Dominique Lebel, Valerie Lopez, James Makin
- Date: Oct 2004
- Publication Name: International News
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Risk-Based Pricing—Risk Management at the Point of Sale
credit risk increases. By far, the most common primary pricing measure is the statutory internal rate ... alternative pricing measure 10% Use VNB as primary pricing measure 8% Use market consistent assumptions ...- Authors: Dominique Lebel
- Date: Sep 2009
- Competency: External Forces & Industry Knowledge
- Publication Name: Risk Management
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management; Life Insurance>Pricing - Life Insurance