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What's New with Equity-Oriented Life Products?
of Towers Perrin in our Atlanta office. Noel's primary areas of practice are financial modeling of life ... provision and may have something to do with long-term care. We're obviously seeing a continued focus on ...- Authors: Christine E Dugan, Rhonda R Elming, Elinor Friedman, Noel Harewood
- Date: May 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Universal Life [UL] Secondary Guarantees: What's the Real Risk?
secondary guarantees, critical illness and long-term care. Prior to joining AON, Mike worked both in consulting ... away from variable products, and UL has been the primary beneficiary of this shift. However, I think the ...- Authors: Michael LeBoeuf, Daragh OSullivan, Elinor Friedman, Scott Witt
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life; Reinsurance
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Regulatory Debate [Part 1]: Universal Versus Whole Life
the consumers and assuming the companies will take care of themselves. Regulation is supposed to be ... international theme and say, "Competition will take care of that to the extent that the consumers want it ...- Authors: David Hippen, David Simbro, Michael Scott Smith, Elinor Friedman, Jeffrey M Dube
- Date: Oct 2002
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Product Matters! March 2006, Issue No. 64
assumption about the level of underwriting exceptions a direct writer makes should be included in the product ... underwriting philoso- phy and practices of the direct writer. Interpreting the automatic requirements ...- Authors: Garth A Bernard, William R Horbatt, Donna Claire, Susan Saip, Mary Broesch, Christian David Klein, Elinor Friedman
- Date: Mar 2006
- Publication Name: Product Matters!
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North and South of the Border? Product Distinctions
key feature is the length of the guarantee. The primary focus in the market is on an attained age 100 ... often offer shorter length guarantees, but the primary focus has been a lifetime guarantee. North ...- Authors: Marc-André Brunet, Robert Mallette, Elinor Friedman, Dominique Lebel
- Date: Oct 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Regulatory Debate [Part 2]: Changes to the Standard Nonforfeiture Law
should be getting out of that contract. If you don't care about cash values when you buy it, you can buy ... solvency and who believe that they should take care of themselves. In the end, because nonforfeiture ...- Authors: David Hippen, William J Schreiner, William John Cummings, Elinor Friedman
- Date: Oct 2002
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Fixed annuities
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Managing Equity Guarantees
And luckily all the children said, ah, we don't care. So it's very good news for the country that the ... position in D.C. because his children really don't care about $250 million that they'll be losing. But ...- Authors: Hubert B Mueller, Gilbert Lacoste, Darin Zimmerman, Thomas Ho, Elinor Friedman
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Enterprise Risk Management>Financial management; Life Insurance
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Product Matters! May 2006, Issue No. 65
under- written for an employer-sponsored long-term care insurance (LTCI) program between March 1995 and ... status in the record. In one study of office-based care, the record accu- rately reported only about 20 ...- Authors: Douglas Doll, David Hippen, Donna Claire, Elinor Friedman, Robert Stone, Tamara Burden, Thomas Ashley, Laura Vecchione
- Date: May 2006
- Publication Name: Product Matters!
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Actuarial Guideline 38 Now and the Future
I don’t care if you join the Society of Actuaries and work on mortality tables. I don’t care if you join ... groups and subcommittees of the Academy. I don’t care if you join the committee that I’m the co-chair ...- Authors: Todd Erkis, Elinor Friedman, David Weinsier
- Date: Jan 2005
- Competency: External Forces & Industry Knowledge
- Topics: Financial Reporting & Accounting>Statutory accounting