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Evaluating Financial Aspects Of Different Distribution Systems
first year lapse rate was quite good relative to direct general agency business. By the way, our agency ... generates an extra company allowance relative to direct GA business. Since we are not about to differentiate ...- Authors: Jay Jaffe, William C Koenig, James Merwald, John David Moorhouse, James Van Elsen
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Small Talk Newsletter, December 1998, Issue No. 12
remember changes in our nation’s overall health care system were almost mandated on employers. The same ... from both valuation and tax perspectives. The primary products affected are level premium term insurance ...- Authors: Norman E Hill, James Reiskytl, Edward J Slaby, James Thompson, James Van Elsen, Patrick Lusk, Al Barthelman, Wallace F Dale, Rick Storms
- Date: Dec 1998
- Publication Name: Small Talk
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Appointed Actuary Forum
has life, health and annuity business under his care. He is also appointed actuary of MMA Insurance ... where I served as actuary, one did not have any direct staff, although there is some indirect staff that ...- Authors: Frank J Longo, James Van Elsen, Robert Guth, Lori L Helge
- Date: Sep 2004
- Competency: External Forces & Industry Knowledge
- Topics: Actuarial Profession; Financial Reporting & Accounting
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Small Talk Newsletter, December 2000, Issue No. 16
funeral homes, final expense poli- cies often sold by direct mail, and home service (debit) policies. Some background ... table. In a more complex application, long- term care insurance claims were com- pared to expected claims ...- Authors: Robert A Brown, Norman E Hill, John M O'Sullivan, Edward J Slaby, James Thompson, James Van Elsen, Lloyd Spencer, Julie Hunsinger, Robert Guth, James Berger, Brent Mardis, Scott J Cipinko, Andy Hansen, David Pilla
- Date: Dec 2000
- Publication Name: Small Talk
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Compromise on Guideline XXX in Works
values and should be able to operate in that the primary company does not know any desired consultation ... Alliances offer a relationship of trust. The primary com- the agents of the secondary companies. several ...- Authors: James Van Elsen
- Date: May 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance
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Small Company Issues
pages if you don't have to use a dot matrix printer. Care was taken to comply with the latest version of ... home office support people had to do a lot of direct training of the agents by telephone. This usually ...- Authors: Robert H Dreyer, James Van Elsen
- Date: Sep 1998
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance
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State Variations from Standard Law
in the opinion while others probably could not care less, especially for opinions from nondomiciliary ... state's variations from the NAIC models. The primary users for this system will be state regulators ...- Authors: Thomas Campbell, J Duran, Wm Harold Phillips, Shirley Hwei-Chung Shao, James Van Elsen
- Date: Jan 1996
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Impact of Regulatory Uncertainty on Product Innovation
future. Now, just a quick overview of XXX. The primary issue that one needs to learn to deal with is the ... other forms of indemnity benefits like long-term care. But I think for the moment, at least for the near-term ...- Authors: Timothy Pfeifer, James Van Elsen, Robert E Wilcox
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Life Insurance Sales Illustrations - What's Next?
commissions, the ASOP notes that commissions and other direct compensation should be directly charged. That ... use the actual commission rates and formulas for direct sales costs. That would also seem to be a very ...- Authors: Timothy Harris, Thomas A Phillips, James Van Elsen, Deanne L Nezas
- Date: May 1996
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Marketing and distribution - Life Insurance