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  • The State of Individual Disability Income 'DI' Reinsurance
    disability income reinsurance, presenting both the direct writer and reinsurer viewpoints, which includes: ... do. We hold about 1.5% market share. We have direct premiums of about $60 million, net premiums at ...

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    • Authors: Robert Beal, Thomas S Bell, John M Lenser, Charles M Waldron
    • Date: Jun 1996
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
  • Is Non-Cancellable Disability Income Viable?
    reasons for that. At the Guardian, an old medical care line of insurance is guaranteed renewable. Some ... services, and investment services. One of our primary responsibilities, I believe, is to classify risks ...

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    • Authors: John M Lenser, David E Scarlett, David Simbro, Kevin Farley, Daniel D Skwire
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • The Financial Services Industry And Its Responses To Inflation And Deregulation
    agents and field offices, the travel offices, direct mail, and in the future, interactive cable television ... agency management may be a skill in one company, direct response marketing, investment management, and ...

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    • Authors: Louis Garfin, J Ross Hanson, Wilfred A Kraegel, Robin B Leckie, Paul H LeFevre, John M Lenser, Paul Milgrom, Ma Rosario S Rodolfo, Robert Shapiro, Martin Staehlin, Ronald E Timpe
    • Date: Apr 1982
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Relationship Management>Relationships and trust; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
  • Business Uses Of Individual Disability Income Products
    tendency to want at least a 50% retention by the direct writer. It's time for a change. Business net worths ... with many of these new capital draw type concepts, care must be taken to avoid having these Waccounts" taken ...

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    • Authors: David L Baxter, John M Lenser, Richard B Marx, Gerald S Parker
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Individual Annuity Product Design Under Conditions of Inflation
    interest provisions of the 1980 amendments. Extreme care should be taken in the design aspects of the SPDA ... create a significant front-ending of profits unless care is taken in the generation of assumptions. It is ...

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    • Authors: Gregory J Carney, Richard W Kling, John M Lenser, Michael Winterfield
    • Date: Apr 1982
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Individual annuities; Annuities>Pricing - Annuities
  • Current Annuity Topics
    investment crediting rate assumptions. One of the primary uses of these models is to determine the difference ... We also have some brokerage business and some direct response business. In early 1982_ we were convinced ...

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    • Authors: John M Lenser, Thomas J Mitchell, Catherine R Turner, Trevor Walke, Michael Winterfield
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Fixed annuities