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Classification Areas
slightly over half offered standard ADB and medical care coverage, and slightly under half standard waiver ... is he allowing insurance to perform one of its primary social benefits. Others, although they cry "discrimination" ...- Authors: Robert D Bergen, Darrell W Ehlert, Harry L Sutton, Harry A Woodman
- Date: Apr 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Trends In Automated Underwriting
Service Company, where he's responsible for long-term care service and operations and commissions processing ... one of the things that we did with some of our direct-to-consumer products, or we could use it to make ...- Authors: David Snell, Ernest A Testa, Hank George, John Gallo
- Date: Oct 2001
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Developments in Mortality Experience
made somewhere else, and it won’t be with your direct company but with another company. It does not ... Remember he is 45, but the father did not take care of himself as well as his son does now. So this ...- Authors: Jay Biehl, Allen Klein, Tracy A Choka, Diane Z Hobbs
- Date: Oct 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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Underwriting Strategies in the 21st Century
adults who own large pets. I don't care what the reason is. What I care about is that the ADLs are more ... sophisticated customer base in almost any area that you care to mention than we did five or ten years ago. But ...- Authors: Application Administrator, Dick Van Maanen, Hank George
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Automated Underwriting: Panacea or Pandora's Box?
background, but it doesn't tell us why we even care about automated underwriting. MR. HOBBS: ... insurance and wants to pay a premium to us as direct writers and reinsurers, until the time we actually ...- Authors: Alan J Hobbs, David Snell, William R Wellnitz, Tom Riehm
- Date: Oct 2002
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Technology & Applications>Analytics and informatics
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Current Trends in Distribution Channels: New Underwriting for a New Millennium
we were able to determine some things. We did a direct-mail campaign, and the results are seen in McArdle ... through the major distribution channels—targeted direct marketing, the bank platform, the nonlife agency ...- Authors: Juliet Sandrowicz, Vera F Dolan, Ernest A Testa, James McArdle
- Date: May 2005
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Risk-Appraisal Techniques for the 21st Century
cannot exceed certain limits. In this case, I'll direct your attention to the 5' 8" male as a standard ... different underwriting standards beingimposed upon the direct writing company. Here are some of the basicdesign ...- Authors: James B Keller, John Nigh, Warren Kleinsasser, Richard Braun
- Date: Oct 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Risk Classification Trends
fction retrospective. Not so. But I would like to direct your attention to an early "sci-fi" story going ... amount and underwrit- ing classification that you care to name. If your rates are hot, they'll find them ...- Authors: David A Jeggle, James W Pilgrim, Gregg R Sadler, Melville J Young
- Date: Apr 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Risk Classification Trends
fiction retrospective. Not so, but I would like to direct your attention to one of the early science fiction ... morale and thus resulting in lesser sales. The primary goal of the risk classification process is to maintain ...- Authors: Application Administrator, Paul Howman, John W Paddon, Gregg R Sadler
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Individual Underwriting
excel- lent medical history information through the direct interview procedure; it should be possible to obtain ... this additional cost to a private group with no direct impact on taxes. We should also consider the perspective ...- Authors: Orlo L Karsten, Robert G Wood, John D Gianino, Alton P Morton, Kenneth D Mitchem
- Date: Oct 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance