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The Blurring of the Line Between Group and Individual Insurance
stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...- Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Classification Areas
slightly over half offered standard ADB and medical care coverage, and slightly under half standard waiver ... is he allowing insurance to perform one of its primary social benefits. Others, although they cry "discrimination" ...- Authors: Robert D Bergen, Darrell W Ehlert, Harry L Sutton, Harry A Woodman
- Date: Apr 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Risk Classification in the 1980's
as evidenced by our national hospital and medical care programs and by government automobile insurance ... Canada's federal system gives the provinces the primary legislative power over such matters as consumer ...- Authors: Charles C Black, Robert E Hunstad, David R Johnston, Bartley L Munson
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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Underwriting
information. The industry has compensated by using more direct applicant interview and questioning techniques ... have more access to good, but expensive medical care than would the population in general. I have shown ...- Authors: Neville Henderson, Michael Kavanagh, James Murphy, Peter B Patterson, Norm P. Taylor
- Date: Jan 1981
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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The Future Of Underwriting And Risk Classification
under- writing latitude with regard to AIDS is a direct outgrowth of political power wielded by the AIDS ... and validity of the tests. We've pretty much taken care of that now. Even the gay community will accept ...- Authors: Daniel Case, James W Dederer, Robert K Gleeson, Barbara Lautzenheiser, Richard Minck, John T Snore
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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Term Insurance Developments
important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...- Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
- Date: Apr 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Risk Classification - Current Status
Risk Classification - Current Status Presented at June 1986 Spring Meeting. This session discussion ... that the other counties haven't such as hospice care. By reviewing the Medi-Cal claims, we also were ...- Authors: Edward Jarrett, Gary McHolland, James Merwald, Mark Milton, David Simbro
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy