Description: The Deficit Reduction Act of 2005 established the nationwide expansion of a Long–Term-Care Partnership program into which any state can choose to participate. This article describes that program and what it means for a person insured under a qualifying long-term-care insurance policy.

Description: Proposes new approaches to long–term care insurance products and marketing.

Description: This article describes how Long-Term Care riders attached to Life Insurance policies provide real insurance value at a reasonable cost and allow life insurance companies to compete on a basis other than cost.

Description: Article regarding enhancing Long-Term Care Insurance through cost sharing and utilization review. From The Actuary, December 1986 – Volume No. 20, Issue No. 10

Description: This article covers a panel discussion on “The Future of Long-Term Care” at the 1987 annual meeting.

Description: This article deal with the funding of LTC benefits and the lack of regulations for this relatively new product type.

Description: Four experts offer their insights into long term care and long term care insurance.

Description: Long-term-care LTC insurance presents a huge opportunity for insurers. If fully exploited, the field lends itself to policies with relatively large premiums that need to be accumulated over a lifetime in statutory reserves, requiring fiduciary investment management as well as insurance services. The need to accumulate large reserves to prefund a risk largely concentrated at the end of the life span gives this product most of the desirable characteristics of the level premium life insurance policies that were the staple of the insurance business for many decades.