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Current Topics for Individual Life and Annuity Product Development
new-money yield rates available, the nascent long-term-care-insurance [LTCI] and accelerated death benefit [ADB] ... Actuaries, Vol. 14, No. 2. Group life plans;Long-term care insurance=LTCI;Taxes=Taxation;Universal life; 16110 ...- Authors: Harold G Ingraham, Walter N Miller, Jesse M Schwartz, Richard Wong
- Date: May 1988
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Aftermath of 9/11: The Effect on Group Life & Health Carriers
clients. It's quite interesting. I'm a health care consultant. I consult primarily in the medical insurance ... automatically reroutes things. We also have a primary and a backup controller. One of the things ...- Authors: Dale Hagstrom, Geoffrey C Sandler, Daniel Wolak, Janet Carstens
- Date: Oct 2002
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance
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The Blurring of the Line Between Group and Individual Insurance
stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...- Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Competitors to the Life Insurance Industry
bro- ker/dealer firms, and, to a lesser extent, direct marketing and fee-based financial planners. ... The market has no people involved since it is a direct technology network between buyers and sellers of ...- Authors: John Fenton, John Hele, Richard Charles Murphy, Michael Taht, Martin Rasmussen
- Date: May 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Federal Income Tax and Product Development
providing lower appar- ent cost. But what about direct recognition which naany of us believe is so important ... past. Thesc arc the biggest problem because the direct cost of their insurance has just been increased ...- Authors: Steven W Fickes, Douglas French, Allan D Greenberg, Harold G Ingraham, James Murphy
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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New Products Accounting Alternatives
management and mortality experience. Using these as the primary basis for profit recognition results in earnings ... Recommendation and Interpretation 1-1, which was a direct result of the AICPA/Academy task force dealing ...- Authors: Bruce Bengtson, William J Schreiner, Edward Silins, Michael M Sonderby
- Date: May 1985
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Life Insurance
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Policy Loans and Surrenders
SAMUEL P. ADAMS said that for Lincoln National's direct business the ratio of paid surrender values to ... cause a sharp change in the amounts needed to take care of surrenders and policy loans. In discussing ...- Authors: Samuel P Adams, Frank H Rice, Daniel Barry, James Ross Gray, William J November
- Date: Mar 1960
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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U.S. Federal Income Taxes
long range tax hill, although that is not the primary focus of this open forum. During 1978 and 1979 ... that they are treated too favorably compared to direct investments and taxable savings such as bank accounts ...- Authors: Charles G Bentzin, Stephen D Bickel, Albert P Burgess, Harold Cherry, James W Dederer, John H Elken, Ardian Gill, Ralph H Goebel, Allan D Greenberg, Douglas N Hertz, Carroll R Hutchinson, Jeffrey Miller, Richard Minck, Robert E Rich, Alan W Sibigtroth
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Life Insurance; Reinsurance
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Individual Life Insurance Product Design Under Conditions of Inflation
feeling for market segmentation is unquestionably of primary importance. Without it further analysis may not ... the market loan policy loan interest rate and the direct recognition of policy loans on individual policies ...- Authors: Allan Affleck, Charles L Edris, Wilfred A Kraegel, Alan C Snyder
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Changes in Life Insurance Laws and Regulations: What Do We Need and How Can We Get It?
business tax cut provisions. There is little or no direct impact on life insurance companies of these corporate ... important political and social changes which have direct relevance to the regulation of insurance. A. The ...- Authors: Richard Minck, Charles E Rohm, Warren D Arthur, Richard A Edwards
- Date: Oct 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy; Public Policy