Description: There is some reason to believe that the trend of life companies entering the A & S business will continue. Both the public and the government are becoming increasingly aware of the need and desirability for the widest possible coverage against the loss of income because of disability and against the cost of medical care. This should lead to an expansion of the market for A & S insurance which should attract still other companies to the field in the future. Followed by several discussion papers submitted

Description: This discussion at the SOA 1966 Annual Meeting is about various aspects of group life and health insurance including disclosure forms, interest rates, group life maximums, disability insurance, and Medicare.

Description: This general discussion looks at mortality experience with the advent of CSO tables, annuity premium tax, termination dividends, classes of agents included under Social Security, and conditions affecting companies entering the fields of disability income, accident, health, hospitalization and medical insurance.

Description: This section contains book reviews on profit sharing, life insurance, genetic risks and a select current bibliography. From Transactions of Society of Actuaries 1974, Vol. 26, Pt. 1, No. 75 AB.

Description: This discussion looks at Group Accident and Sickness Insurance and asks the following questions: What loss ratios are expected during 1960 and 1961 under newly determined premium rates for basic medical care, supplementary major medical and comprehensive major medical insurance coverages? What are the design trends under comprehensive major medical insurance coverages? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This is a discussion about group life and health insurance. From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2

Description: This is a discussion about agency matters such as: new agents, experienced agents, general agents and managers, agent survival rates, etc. Also discussed is the impact that Medicare will have on private health insurance business. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50.

Description: This panel discussion addresses the following questions regarding premium factors under individual accident and sickness insurance: 1. What level of expenses are companies experiencing in underwriting, claims administration and general administration under various coverages including hospital-surgical, major medical, loss of time and over-age policies? 2. What are the advantages and disadvantages of premium scales for hospital-surgical and major medical policies which vary by geographic area? Can the problems be met better by variations in benefits? From Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB.

Description: The object of this paper is to present a theoretical basis for the mathematical graduation of continuance data for both elementary and combined benefits, and to demonstrate the methods of utilizing the theory to derive claim costs for a wide variety of benefits. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This discussion on overinsurance focuses on speculative buying of life, AD&D, and disability insurance, the effect of expanded disability provisions in the Social Security Act on underwriting disability benefits, and the avoidance of overinsurance in medical benefits.