SOA Website Terms of Use

Thank you for visiting the Society of Actuaries’ (SOA) Website (“Website”). By visiting, browsing and using the Website, including any applications, platforms, services, or other resources related to, distributed on or available through www.soa.org, User agrees to be bound by these Terms of Use (“Terms”).

Use of the Website

This Website is provided as a service of the SOA. All features, content, products, and information on the Website are subject to change at any time without notice. 

The design of the Website and all trademarks, logos, trade names, documents, databases, graphic representations, content, and other material displayed on or available through the Website are the property of SOA, or used by SOA with permission, and are protected by copyright, trademark and other laws, whether or not a notice of copyright, trademark, or other proprietary rights appears on the screen displaying the information, and may not be used except as permitted in these Terms or with prior written permission of the SOA (see below).

Users of the Website may save and use information contained on the Website only for personal or other non-commercial, educational purposes; requests to use information, content or other material on the Website can be made by contacting the Society of Actuaries, 8770 W Bryn Mawr Ave, Suite 1000,
Chicago, IL 60631 or via email at customerservice@soa.org. You may not in any way or reproduce or publicly display, perform, distribute or otherwise use any of the information or materials displayed on or available through the Website for any public or commercial purpose. You may not create any derivative work of the Website or decompile, reverse engineer, or otherwise attempt to derive source code, underlying ideas, algorithms, structure, or organization of the Website. You agree not to use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation any type of spider, web crawler, or robot) to navigate, search, compromise, alter, render unavailable, and/or extract information from the Website.

Accuracy of Information

The SOA attempts to ensure that information on the Website is complete, accurate and current. Despite such efforts, the information on the Website may occasionally be inaccurate, incomplete or out of date. The SOA makes no representation or warranty as to the completeness, accuracy or currentness of any information on the Website. The information, opinions, and recommendations presented within the Website are for general informational purposes only. Such information should not be considered professional advice and is not intended to replace consultation with a qualified professional. Unless specifically stated otherwise, the SOA does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on the Website, and information from the Website should not be referenced in any way to imply such approval or endorsement.

Links or pointers connecting the SOA Website with other Internet sites are provided as a courtesy only and do not imply, directly or indirectly, the endorsement, sponsorship, or approval by the SOA of the linked site, the organization or individual operating the site, or any product, service or organization referenced in the site. In general, any site that has an address (or URL) that does not contain "soa.org" is a linked site. The content of any linked site does not necessarily reflect the opinions, standards or policies of the SOA. The SOA assumes no responsibility or liability for the accuracy or completeness of content contained in any linked site or for the compliance with applicable laws of such linked sites.

Inappropriate Material

Users are prohibited from posting or transmitting through the Website any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material or any material that could otherwise violate any law. The SOA may, in its sole discretion, take action against any User who has violated or is likely to violate the foregoing prohibitions, and may take any action deemed necessary to cure or prevent the violation.

User Information

Other than personally identifiable information, which is subject to the Website’s Privacy Policy, any material, information, suggestions, ideas, concepts, know-how, techniques, questions, comments or other communication transmitted or posted to the Website in any manner ("User Communications") is and will be considered non-confidential and non-proprietary. The SOA may use any or all User Communications for any purpose whatsoever, including, without limitation, reproduction, transmission, disclosure, publication, broadcast, development, manufacturing and/or marketing in any manner whatsoever for any or all commercial or non-commercial purposes. The SOA has no liability related to the content of any such User Communications, whether or not arising under the laws of copyright, libel, privacy, obscenity, or otherwise. We retain the right to remove any or all User Communications that includes any material we deem inappropriate or unacceptable.

DISCLAIMERS

USE OF THE WEBSITE IS AT USER’S RISK. THE INFORMATION, MATERIALS AND SERVICES PROVIDED ON OR THROUGH THE WEBSITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. THE SOA DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, MATERIALS OR SERVICES PROVIDED ON OR THROUGH THE WEBSITE. THE FOREGOING EXCLUSIONS OF IMPLIED WARRANTIES DO NOT APPLY TO THE EXTENT PROHIBITED BY LAW.

Moreover, SOA makes no warranty that its Website, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. We assume no responsibility nor liability for any damages to, or any viruses that may infect, your computer, telecommunication equipment, or other property caused by or arising from your access to, use of, or browsing the Website, or your downloading of any information or materials from the Website.  THE SOA EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY USER’S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THE WEBSITE OR THE INFORMATION PRESENTED ON THE WEBSITE.

Revisions to these Terms

These Terms may be revised at any time. Users should visit this page from time to time to review the then current Terms. Certain provisions of these Terms may be superseded by legal notices or other more relevant terms available on the Website.